Author Archives: Erin

Why you need home mortgage protection

Home mortgage protection, or mortgage protection insurance (MPI), is not to be confused with private mortgage insurance (PMI). While both insurance policies offer protection to lenders, MPI offers equal, if not greater, protection to you, the policyholder. PMI offers no … Continue reading

Posted in Homeowner Insurance, Insurance | Tagged , , , | 1 Comment

Contractors and general liability insurance: five questions you should ask

Contract work of any variety often is dangerous. People are hurt on the job. Damages occur to a property during a project. If you don’t have general liability insurance, your dangerous work also can become very expensive work.

Posted in Uncategorized | Leave a comment

What is an umbrella policy and why do I need one?

An umbrella policy is what it sounds like. It provides an additional layer of protection to your existing auto and property insurance policies. If you exceed the coverages provided by those policies, an umbrella policy will cover the lack.

Posted in Auto Insurance, Homeowner Insurance, Insurance | Tagged , , , , | Leave a comment

Does your business need cyber insurance?

It’s tempting to assume that a data breach or loss is never going to occur at your company. Unfortunately, that assumption isn’t a reflection of reality. Data is lost every day. Sometimes, that data loss is accidental. Other times, the … Continue reading

Posted in Business Insurance | Tagged , , , , , | Leave a comment

5 ways to save money on your auto insurance

Owning a car is expensive. You not only have to pay for the car itself, but you also have to pay for gasoline, car maintenance and repairs, and auto insurance. All those things can take a hefty tole on your … Continue reading

Posted in Auto Insurance | Tagged , , , , , , | Leave a comment

Planning for your future: life insurance

September is Life Insurance Awareness Month. In honor of it, we thought we would examine why it’s important to have life insurance. Regardless of who you are or where you are in life, life insurance is an important component of … Continue reading

Posted in Business Insurance, Life Insurance | Tagged , , , , , , , | Leave a comment

Why should I purchase a commercial auto insurance policy?

If you are a business owner, you may be contemplating whether you need to purchase a commercial auto insurance policy. Perhaps you hired a new employee who will be making deliveries for your company. Maybe you bought a new vehicle … Continue reading

Posted in Auto Insurance, Business Insurance | Tagged , , , , , , , | Leave a comment